The Fair Credit Reporting Act (FCRA) ensures that companies notify consumers of any possible adverse actions to a consumer, based on company reporting.
When we send you a FCRA notice, it's to ensure that we meet our legal obligation to inform you of the insurance score and driving history reports that we ran when you requested an insurance quote from us. We might also run a "soft pull" credit check in order to complete your quote. This does not affect your credit score.
If you purchased a policy before you received the FCRA notice, your current rate is not affected. If you did not purchase a policy, you can disregard our notice.