An insurance company may not renew your policy for several reasons, including:
- Claims history: Too many claims may lead to non-renewal.
- Driving record: Multiple accidents, moving violations, or a suspended license may lead to non-renewal.
- Vehicles: Your vehicle no longer meets the insurer's underwriting guidelines
- Failing underwriting guidelines: Your carrier may have recently updated its underwriting guidelines.
Carriers may review your eligibility at renewal every 6 months or a year.
For specific details regarding why your policy is not being renewed, customers are encouraged to review the nonrenewal letter they received or contact Clearcover for further clarification and assistance.