How filing a claim affects your insurance rate

There are many different factors that go into the decision to increase a customer's rates, including whether or not an accident was “at-fault.”

An at-fault accident is one in which you're deemed responsible. If you have an at-fault accident, a customer's insurance rates won't automatically rise, but they could, based on a variety of factors. We will notify you of any increase in your rate at the time of your policy renewal.